To avoid a situation where someone who may not need to withdraw from these accounts lets the money sit in the account to avoid paying taxes, the IRS enacts required minimum distributions (RMDs).

If you have a tax-deferred retirement savings account such as a 401(k), taking earlier or larger withdrawals than required ...

Transferring funds from a 401(k) to a Roth IRA can help a retirement saver control the timing and, potentially, the amount of ...

With a new year often comes tax changes, and those who save money in tax-advantaged retirement accounts like IRAs and 401(k) ...

Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...

The deadline for 2024 required minimum distributions (RMDs) has passed for most seniors. But if you turned 73 last year, you ...

Understand the potential consequences if an inherited IRA gets liquidated too quickly (taxes!), along with the fallout if it ...

Financial planner Dan Moisand tackles readers' questions about Roth conversions, from the whats to the whens and more.

Do you have retirement savings? If so, there’s a rule you absolutely need to keep in mind. It’s called Required Minimum ...

A Roth IRA has a couple of significant advantages. Most notably, they allow your retirement savings to grow tax-free (as ...

My wife and I both worked for Aetna, but have retired and have 401(k)s from work that are with Vanguard. I received her 401(k ...