Annals of Economics and Statistics, No. 125/126, SPECIAL ISSUE IN HONOR OF EDMOND MALINVAUD (1923–2015) (June 2017), pp. 57-78 (22 pages) https://doi.org/10.15609 ...

This paper studies how access to financial services among a previously unbanked group affects human capital, labor market, and wealth outcomes. We use novel data from the Freedman’s Savings ...