When companies offer a pension, it's common to give retirees two options: collect the pension as a lifetime monthly payment ...

Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden ...

Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of each option. Generally speaking, the sooner you can receive the lump ...

A major issue faced by investors while opting for a mutual fund is to decide whether to go for SIPs or lump sum investment.