Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets. Learn more here.

Down payment gift rules vary by loan type and lender, but generally: Lenders will require donors to write a letter stating they do not expect the gift to be repaid. The letter should also include the ...

Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...