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加息50个基点是什么意思
加息是指中央银行上调银行存贷款利率,上调1个基点为0.01%,上调50个基点为0.5%。假设加息前利率为2.5%,加息50个基点后利率为3.0%。 加息是一种紧缩货币政策,调整银行利率,改变现金流。当银行提高利率时,将钱存入银行的收入会增加,因此利率上升会导致资金流入银行,从而减少投资或消费。 为什么加息可以抑制通货膨胀? 通货膨胀意味着市场上资金比较多,而钱不值钱。加息会增加人们储蓄的意愿,减少 ...
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