What is a 4-year CD? A four-year CD is a type of savings product where you deposit money for four years or 48 months. Think of it like a locked box: You put money in, lock it for four years and ...
The best way to minimize taxes on a CD is to buy it within the framework of a tax-advantaged account, says Meade. Of course, that only delays — not cancels — taxes due on interest income.
On its website, Citizens Bank advertises only two CD options: eight-month and 14-month standard CDs. You can only open one of these accounts if you have a Citizens Private Client checking account ...
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